:root {
  --bg: #f7f6f3;
  --surface: #ffffff;
  --ink: #1a1f2c;
  --muted: #5b6475;
  --line: #e2e0d8;
  --accent: #1f4d3a;
  --accent-hover: #163829;
  --accent-soft: #e8f0eb;
  --warn: #7a4e12;
  --warn-bg: #f8f0e3;
  --radius: 12px;
  --shadow: 0 1px 2px rgba(26,31,44,.06), 0 8px 24px rgba(26,31,44,.04);
  --max: 720px;
  --wide: 1080px;
  --font: "IBM Plex Sans", "Segoe UI", system-ui, sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, monospace;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  font-size: 1.05rem;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; }
a { color: var(--accent); text-underline-offset: 2px; }
a:hover { color: var(--accent-hover); }
h1, h2, h3 {
  line-height: 1.25;
  letter-spacing: -0.02em;
  font-weight: 650;
}
h1 { font-size: clamp(1.85rem, 4vw, 2.45rem); margin: 0 0 .6rem; }
h2 { font-size: 1.45rem; margin: 2.2rem 0 .7rem; }
h3 { font-size: 1.15rem; margin: 1.5rem 0 .5rem; }
p, li { color: var(--ink); }
p.lede { font-size: 1.15rem; color: var(--muted); margin-top: 0; }
.muted { color: var(--muted); }
.small { font-size: .92rem; }
.container { width: min(100% - 2rem, var(--max)); margin: 0 auto; }
.container-wide { width: min(100% - 2rem, var(--wide)); margin: 0 auto; }

.skip {
  position: absolute; left: -9999px; top: 0;
  background: var(--accent); color: #fff; padding: .5rem 1rem; z-index: 100;
}
.skip:focus { left: 1rem; top: 1rem; }

.site-header {
  background: var(--surface);
  border-bottom: 1px solid var(--line);
  position: sticky; top: 0; z-index: 50;
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; padding: .85rem 0; flex-wrap: wrap;
}
.logo {
  font-weight: 700; font-size: 1.15rem; color: var(--ink);
  text-decoration: none; letter-spacing: -0.03em;
}
.logo span { color: var(--accent); }
.nav { display: flex; flex-wrap: wrap; gap: .35rem .9rem; align-items: center; }
.nav a {
  color: var(--muted); text-decoration: none; font-size: .95rem; font-weight: 500;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--ink); }
.nav-cta {
  background: var(--accent) !important; color: #fff !important;
  padding: .45rem .85rem; border-radius: 999px; text-decoration: none !important;
}
.nav-cta:hover { background: var(--accent-hover) !important; }

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  gap: .4rem; background: var(--accent); color: #fff !important;
  text-decoration: none !important; border: 0; cursor: pointer;
  font: inherit; font-weight: 600; padding: .8rem 1.2rem;
  border-radius: 999px; box-shadow: var(--shadow);
}
.btn:hover { background: var(--accent-hover); }
.btn-secondary {
  background: var(--surface); color: var(--ink) !important;
  border: 1px solid var(--line); box-shadow: none;
}
.btn-secondary:hover { background: var(--bg); color: var(--ink) !important; }
.btn-row { display: flex; flex-wrap: wrap; gap: .75rem; margin: 1.25rem 0; }

.hero {
  padding: 2.5rem 0 1.5rem;
  background:
    radial-gradient(1200px 400px at 10% -10%, #dce8e1 0%, transparent 60%),
    var(--bg);
}
.hero-card, .card, .callout, .estimator, .sources {
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--radius); box-shadow: var(--shadow);
}
.hero-card { padding: 1.5rem; margin-top: 1.5rem; }
.badge {
  display: inline-block; background: var(--accent-soft); color: var(--accent);
  font-size: .8rem; font-weight: 650; padding: .25rem .6rem; border-radius: 999px;
  margin-bottom: .75rem; letter-spacing: .02em; text-transform: uppercase;
}
.grid-2 {
  display: grid; gap: 1rem;
  grid-template-columns: 1fr;
}
@media (min-width: 760px) {
  .grid-2 { grid-template-columns: 1.2fr .8fr; align-items: start; }
  .grid-cards { grid-template-columns: repeat(3, 1fr); }
}
.grid-cards {
  display: grid; gap: 1rem; grid-template-columns: 1fr;
  margin: 1.5rem 0 2rem;
}
.card { padding: 1.2rem 1.3rem; }
.card h3 { margin-top: 0; }
.card a { font-weight: 600; text-decoration: none; }
.card a:hover { text-decoration: underline; }

main { padding: 1.5rem 0 3rem; }
article section { margin-bottom: .5rem; }
ul.clean { padding-left: 1.15rem; }
ul.clean li { margin: .35rem 0; }
table {
  width: 100%; border-collapse: collapse; background: var(--surface);
  border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden;
  font-size: .95rem; margin: 1rem 0 1.5rem;
}
th, td { text-align: left; padding: .7rem .85rem; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: #f0efe9; font-weight: 650; }
tr:last-child td { border-bottom: 0; }

.callout {
  padding: 1rem 1.15rem; margin: 1.25rem 0;
  border-left: 4px solid var(--accent);
}
.callout.warn {
  border-left-color: var(--warn); background: var(--warn-bg);
}
.disclaimer {
  background: var(--warn-bg); border: 1px solid #e6d5b5; color: var(--warn);
  padding: .85rem 1rem; border-radius: var(--radius); font-size: .95rem; margin: 1rem 0;
}

.estimator { padding: 1.25rem; margin: 1.5rem 0; }
.estimator h2 { margin-top: 0; }
.form-grid {
  display: grid; gap: .9rem; grid-template-columns: 1fr;
}
@media (min-width: 640px) {
  .form-grid { grid-template-columns: 1fr 1fr; }
}
label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: .3rem; }
select, input[type="number"] {
  width: 100%; padding: .65rem .75rem; border: 1px solid var(--line);
  border-radius: 8px; font: inherit; background: #fff; color: var(--ink);
}
.help { font-size: .85rem; color: var(--muted); margin-top: .25rem; }
.estimate-result {
  margin-top: 1.25rem; padding: 1.1rem; background: var(--accent-soft);
  border-radius: 10px; display: none;
}
.estimate-result.show { display: block; }
.estimate-result .range {
  font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 700; color: var(--accent);
  font-variant-numeric: tabular-nums;
}
.sources {
  padding: 1rem 1.15rem; margin-top: 2rem; font-size: .92rem;
}
.sources h2 { margin-top: 0; font-size: 1.1rem; }
.sources ol { padding-left: 1.2rem; margin: .5rem 0 0; }
.sources li { margin: .35rem 0; color: var(--muted); }
.sources a { word-break: break-word; }

.faq details {
  background: var(--surface); border: 1px solid var(--line);
  border-radius: 10px; padding: .85rem 1rem; margin: .6rem 0;
}
.faq summary { cursor: pointer; font-weight: 650; }
.faq details p { margin: .6rem 0 0; color: var(--muted); }

.site-footer {
  border-top: 1px solid var(--line); background: var(--surface);
  padding: 2rem 0; margin-top: 2rem; font-size: .92rem; color: var(--muted);
}
.footer-grid {
  display: grid; gap: 1.25rem;
  grid-template-columns: 1fr;
}
@media (min-width: 700px) {
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
}
.site-footer a { color: var(--muted); }
.site-footer a:hover { color: var(--ink); }
.site-footer ul { list-style: none; padding: 0; margin: .4rem 0 0; }
.site-footer li { margin: .3rem 0; }
.footer-note { margin-top: 1.5rem; padding-top: 1rem; border-top: 1px solid var(--line); font-size: .85rem; }

.breadcrumb { font-size: .88rem; color: var(--muted); margin-bottom: 1rem; }
.breadcrumb a { color: var(--muted); text-decoration: none; }
.breadcrumb a:hover { color: var(--ink); text-decoration: underline; }

@media (max-width: 640px) {
  .nav .nav-hide { display: none; }
}

/* Disclosure line under every quote button */
.cta-note{font-size:.82rem;line-height:1.4;color:var(--muted);margin:-.6rem 0 1.25rem}
.cta-note a{color:inherit;text-decoration:underline}